May 29, 2025

Have you ever wondered where all of the eye-catching photos in your favourite blog posts and ads come from? While in some cases a professional photographer may be commissioned, many businesses now source their images from stock photography platforms. If you're keen to find out what stock photography is and how you can start earning from your images today, this guide covers everything you need to know.
Last updated: May 2026
Table of contents:
Stock photography involves capturing images and licensing them for commercial use - primarily for marketing, advertising, and editorial content. Businesses and individuals use stock photos as a cost-effective, time-saving alternative to commissioning original photography, while ensuring all necessary legal rights are covered. Users can search stock image websites for content of their choosing and download their selected image within seconds.
There are two main types of stock photography licences:


Stock photography operates as a two-sided marketplace:
For the photographer: You create images you anticipate will be in demand, then upload them to stock agencies. Agencies rigorously review submissions for quality, technical standards, and commercial appeal. Once approved, your images become available for licensing and you earn a royalty each time one is downloaded.
For the buyer: They search the agency's database for images that fit their needs, purchase a licence (RF or RM depending on intended use), and download the image to use according to the licence terms. In many cases it's as simple as a few clicks.

If you want to explore making money from photography, here's what separates strong stock images from the rest:

Several major agencies are excellent starting points for new stock photographers:
When choosing a platform, compare royalty rates, review their submission requirements, and research the type of content that performs well on each site.

Earnings vary widely depending on the platform, the volume of your portfolio, and the demand for your images. Royalties typically range from 15-45% per download on microstock platforms. Top contributors with large, high-quality portfolios can earn a meaningful passive income, but most photographers treat stock as a supplement to other photography work rather than a primary income source.
Most stock agencies require a minimum resolution of around 4 megapixels, but to be competitive, a modern mirrorless camera or DSLR with 20+ megapixels is recommended. Image quality, sharpness, and low noise are more important than the specific camera brand. Check our Digital Camera Buying Guide for help choosing the right body.
Yes, in most cases - see the Legal Considerations point above for the full detail on model and property releases.
Business and lifestyle imagery, diverse people in everyday situations, food and drink, travel and nature, and technology-related concepts consistently perform well. Abstract backgrounds, textures, and flat lays are also popular with designers. Abstract backgrounds, textures, and flat lays are also popular with designers - if you want to sharpen your flat lay skills, check out our guide on how to take great flat lay photos. Research the bestseller lists on your chosen platform to identify gaps and opportunities.
Stock photography is a fantastic way to turn your passion into a passive income stream. Whether you're just starting out or looking to grow an existing portfolio, the right gear makes a real difference. Explore our range of mirrorless cameras and professional lenses at Novatech Direct, or visit your nearest store for expert advice on building the perfect stock photography kit.
Before submitting your work, it's also worth reading about why you should consider watermarking your photos to protect your images before they circulate online.